Troubling issues seem to be mounting for Eaton County Sheriff candidate, Fred McPhail. Aside from the ongoing prosecution of his minor son as an adult for sex crimes; as recent as 2014, bankruptcy proceedings have been active for his personal finances. After obtaining several court filing documents from the United States Bankruptcy Court Western District of Michigan, some serious questions remain.

Unsecured liabilities exceeding sixty eight thousand dollars accrued via credit card purchases from several banks are listed on the summary sheet. This is aside from his first and second home mortgage. Mr. McPhail’s total assets listed are slightly over seventy one thousand dollars and that includes all of his claimed personal property.

Under penalty of law, all financial information including all assets are required to be truthfully and accurately listed so as to verify that the applicant is eligible for United States bankruptcy protections. 

Spending almost seventy thousand dollars using credit cards while having a six figure income and relatively little to show on the balance sheet in the form of assets, begs the question of what the money was spent on.

How can the people of Eaton County put the trust and management of a multi-million dollar Sheriff’s budget in the hands of a person unable to manage his own?

Facing bankruptcy and with monies available to the McPhails that exceed the savings of most folks; spending still seemed to be a priority to Mrs. McPhail, accumulating installment payments to Best Buys and Credit Card Companies.

Many questions remain concerning the accuracy and or truthfulness of Fred McPhail's bankruptcy filing. In the images below please take note of some of the contradictions and findings.

Far from being "broke", Mr. and Mrs. McPhail had almost 14 Thousand Dollars at their disposal at the time of filing.

Mr. McPhail being a retired law enforcement officer lists no firearms. 

How many law enforcement officers retired or active do not have personal firearms? In fact, his minor son, being prosecuted as an adult for sex crimes, posted a picture on his social media page of what he claimed was his fathers personal service weapon.

Mr. McPhail also lists no interests in any insurance policies.

And below, on another personal property schedule sheet.

On the following sheet, Mr. McPhail lists a payment of 63 dollars per month as an expenditure for a life insurance payment. See below.

Please note below that under penalty of law, Mr. McPhail declares it's accuracy and truthfulness. As you've read above there seems to be some glaring inaccuracies at best.